Privacy Policy

1. Introduction

Welcome to FinClash. We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your information when you use our virtual stock trading platform.

2. Information We Collect

2.1 Account Information

When you create an account, we collect:

• Email address
• Username/Display name
• Password (encrypted)
• Account creation date

2.2 Trading Data

To provide our service, we store:

• Virtual portfolio holdings and positions
• Trade history and transactions
• Watchlist preferences
• Cash balance and portfolio value

2.3 Usage Information

We may collect:

• Device information (browser type, operating system)
• IP address and location data
• Pages visited and features used
• Session duration and interaction patterns

3. How We Use Your Information

We use your data to:

• Provide our service: Manage your account and virtual trading portfolio
• Improve our platform: Analyze usage patterns to enhance features
• Communicate with you: Send important updates and respond to inquiries
• Ensure security: Protect against fraud and unauthorized access
• Comply with legal obligations: Meet regulatory requirements

4. Data Storage and Security

We implement industry-standard security measures:

• Encryption: All passwords are hashed using bcrypt
• Secure transmission: HTTPS encryption for data in transit
• Access controls: Restricted access to user data
• Regular backups: Data is backed up to prevent loss

While we strive to protect your data, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.

5. Data Sharing and Disclosure

We do NOT sell your personal information. We may share data only in these circumstances:

• With your consent: When you explicitly authorize sharing
• Service providers: Third-party services that help us operate (e.g., hosting, analytics)
• Legal requirements: When required by law or to protect our rights
• Business transfers: In the event of a merger or acquisition

6. Third-Party Services

FinClash uses third-party services that may collect data:

• Finnhub API: For real-time stock market data
• Google Analytics: For usage analytics (if enabled)
• Cloud hosting providers: For data storage and delivery

These services have their own privacy policies governing how they handle your data.

7. Your Privacy Rights

You have the right to:

• Access: Request a copy of your personal data
• Correction: Update inaccurate or incomplete information
• Deletion: Request deletion of your account and data
• Data portability: Receive your data in a structured format
• Opt-out: Unsubscribe from marketing communications

To exercise these rights, contact us at finclash101@gmail.com

8. Children's Privacy

FinClash is not intended for users under 13 years of age. We do not knowingly collect information from children under 13. If you believe we have inadvertently collected such data, please contact us immediately.

9. Cookies and Tracking

We use cookies and similar technologies to:

• Keep you signed in to your account
• Remember your preferences and settings
• Analyze site traffic and usage patterns
• Improve site performance

You can control cookies through your browser settings, but disabling them may affect site functionality.

10. International Data Transfers

Your data may be transferred to and stored on servers located outside your country of residence. By using FinClash, you consent to the transfer of your information to countries that may have different data protection laws.

11. Changes to This Policy

We may update this privacy policy periodically. We will notify you of significant changes by posting a notice on our platform or sending an email. Your continued use after changes constitutes acceptance of the updated policy.

12. Educational Purpose Disclaimer

Important: FinClash is a virtual trading simulator for educational purposes only. All trading is done with virtual currency. We do not handle real money, process financial transactions, or provide investment advice. Your "portfolio" and "trades" are simulations and do not represent real financial positions.